Start calculating
Calculators Compare Tax Guides Tools About Start calculating
TAX YEAR FY 2026–27 · RATES CHECKED OCTOBER 2026

Pakistan Income Tax Calculator FY 2026–27

This calculator uses the salaried-person slabs for FY 2026–27, the schedule set by the Finance Act 2026 and in force from 1 July 2026. It applies where salary makes up more than 75% of your taxable income, which covers most employees. Your employer deducts the full tax from your pay, so the figure here is what should already be coming off your salary each month.

Calculate your Pakistan take-home pay

Income tax and employee contributions, FY 2026–27 rates.

Take-home pay / year—
—
Effective rate
—
Marginal rate
—
Monthly take-home
—
Tax freedom day
BreakdownAmount

Estimates for a single employee with standard allowances, calculated in your browser. Rates checked October 2026. Not tax advice.

The system

How income tax works in Pakistan

There is no standard deduction in Pakistan. Instead, the first Rs 600,000 of taxable salary is taxed at 0%, then 1% up to Rs 1,200,000 and 11% up to Rs 2,200,000. The Finance Act 2026 cut the next two bands: income from Rs 2,200,000 to Rs 3,200,000 now pays 20% instead of 23%, and the band up to Rs 4,100,000 pays 25% instead of 30%. Above that, the old single 35% band has been split into three steps of 29% up to Rs 5,600,000, 32% up to Rs 7,000,000 and 35% above Rs 7,000,000. The same Act abolished the 9% surcharge that used to apply to salaried income above Rs 10 million. Plenty of payroll pages still show the older Finance Act 2025 slabs, so check the year before trusting any figure.

Unlike most countries on this site, there is no percentage deducted from a Pakistani salary for social security. EOBI and provincial social security contributions are assessed mainly on the employer and calculated on the minimum wage, not on your actual salary, so they do not appear here as an employee deduction. Your take-home pay is simply gross salary minus income tax. One boundary matters: this page covers the salaried schedule only. Non-salaried individuals and associations of persons use a different schedule with a top rate of 45% and a 10% surcharge above Rs 10 million, and none of that is modelled here.

What this calculator leaves out

  • Salaried schedule (salary more than 75% of taxable income), Income Tax Ordinance 2001, First Schedule. Employer deducts the full tax at source from salary payments.
  • These are the Finance Act 2026 slabs, in force from 1 July 2026 (FY 2026–27 / Tax Year 2027). Finance Act 2026 changed the Finance Act 2025 schedule: the 2.2–3.2m band fell 23% to 20%, the 3.2–4.1m band fell 30% to 25%, the old single 35% band above 4.1m was split into 29% / 32% / 35% steps, and the 9% surcharge on salaried income above PKR 10 million was abolished.
  • No standard deduction: the first PKR 600,000 of taxable salary is simply taxed at 0%.
  • No employee social-security percentage is modelled: EOBI and provincial social security contributions are assessed mainly on the employer and on the minimum wage, not as a percentage of actual salary.
  • Non-salaried individuals and AOPs use a different, higher schedule (top rate 45%) plus a 10% surcharge above PKR 10 million; not modelled here.
Rates

Pakistan tax brackets (FY 2026–27)

Taxable income bandRate
Up to Rs600,0000%
Rs600,000 – Rs1,200,0001%
Rs1,200,000 – Rs2,200,00011%
Rs2,200,000 – Rs3,200,00020%
Rs3,200,000 – Rs4,100,00025%
Rs4,100,000 – Rs5,600,00029%
Rs5,600,000 – Rs7,000,00032%
Above Rs7,000,00035%

Bands apply to taxable income — what is left after any allowance.

Worked examples

Take-home pay at four salaries in Pakistan

Gross salaryIncome taxSocialTake-homeEffective rate
Rs6,962,500Rs1,412,000Rs0Rs5,550,50020.3%
Rs13,925,000Rs3,847,750Rs0Rs10,077,25027.6%
Rs27,850,000Rs8,721,500Rs0Rs19,128,50031.3%
Rs55,700,000Rs18,469,000Rs0Rs37,231,00033.2%

On Rs13,925,000 a year, take-home pay in Pakistan is Rs10,077,250 — about Rs839,771 a month — after Rs3,847,750 in income tax and no employee social contributions. Salary levels are the local equivalents of US$25,000 / $50,000 / $100,000 / $200,000 at the ECB reference rate of 28 October 2026, rounded.

Compare

Compare Pakistan taxes

Pakistan vs United Arab Emirates

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs United States

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs United Kingdom

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs Canada

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs Ireland

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs Germany

The same salary under both tax systems, worked through at several income levels.

Compare them →

Pakistan vs any country

Run Pakistan against any of the 111 countries on the homepage calculator, on one salary.

Open the comparison calculator →

More calculators in Asia

FAQ

Pakistan tax — frequently asked questions

Four things. The Rs 2,200,000 to Rs 3,200,000 band fell from 23% to 20%, and the band up to Rs 4,100,000 fell from 30% to 25%. The single 35% rate above Rs 4,100,000 was split into 29%, 32% and 35% steps. The 9% surcharge on salaried income above Rs 10 million was abolished. The tax-free first Rs 600,000 and the 1% and 11% bands stayed the same.
You qualify for the salaried schedule when salary is more than 75% of your taxable income. Most full-time employees meet that test easily. If most of your income comes from a business, rent or other sources, the non-salaried schedule applies instead, with a top rate of 45% and a 10% surcharge above Rs 10 million. This calculator only runs the salaried schedule.
Your employer handles it. Under the Income Tax Ordinance 2001, the employer deducts the full tax at source from salary payments, spreading it across the year. If your payslip deduction looks different from the result here, the usual causes are a mid-year salary change or an older slab table still sitting in the payroll system.
Because Pakistan does not charge employees social security as a percentage of salary. EOBI and provincial social security are assessed mainly on the employer and based on the minimum wage, so there is no standard employee percentage to deduct. Any provident fund contribution on your payslip is a workplace scheme arrangement, separate from tax.
Sources & method. Rates and bands: PwC Tax Summaries — Pakistan: Taxes on personal income (last reviewed 24 August 2026); cross-checked against Finance Act 2026 summaries, checked 29 October 2026. The calculator models a single employee using standard allowances only; the full method, including what is left out and why, is on the Methodology page. Estimates only — not tax advice.